Friday, 13 November 2026
ZAR/USDR16.961.49%. Rand weaker against the US dollarZAR/EURR18.751.22%. Rand weaker against the euroZAR/GBPR22.441.27%. Rand weaker against the poundSA markets ›

South Africa markets

The numbers that move your business

The Reserve Bank repo rate is 7.25% and the prime lending rate is 10.75%, consumer inflation was 4.5% in September, the rand is R16.85 to the US dollar, and gold is R65,305 an ounce.

Reserve Bank data to 13 November 2026. Not a live trading screen.

Overview

SARB repo rate7.25%0.00 ppPrime lending rate10.75%0.00 ppConsumer inflation (CPI)4.50%▲ 0.10 ppRand per US dollarR16.85▲ 1.29%Rand per euroR18.65▲ 1.08%Gold, rand per ounceR65,305▼ 2.34%Bond yields, 10 years and longer8.66%▲ 0.08 ppJIBAR, 3 months7.25%0.00 ppPetrol 95 (inland), SeptemberR26.92Expected about R29.75 on 7 OctNational minimum wageR30.23per hour since 1 March

Interest rates

The repo rate is set by the Reserve Bank's Monetary Policy Committee. Banks add a fixed margin to get the prime rate that most business overdrafts and loans follow. Three years shown.

12.06%10.62%9.19%7.76%6.32%Nov 2023Nov 2026

Prime rateRepo rateJIBAR 3 months

Prime, repo and JIBAR rates, last three years
IndicatorLatestChange12 monthsTrend
SARB repo rate13 Nov 20267.25%0.00 pp▲ 0.25 pp
Prime lending rate13 Nov 202610.75%0.00 pp▲ 0.25 pp
JIBAR, 3 months12 Nov 20267.25%0.00 pp▲ 0.32 pp
ZARONIA12 Nov 20267.09%0.00 pp▲ 0.25 pp
SABOR12 Nov 20267.22%▼ 0.02 pp▲ 0.28 pp

Bonds and T-bills

What the government pays to borrow. Yields move with the market and are a guide to where longer-term loan pricing is heading.

12.74%11.10%9.45%7.80%6.16%Nov 2023Nov 2026

Bonds, 10 years and longer91-day Treasury bill

Long bond yield and 91-day Treasury bill, last three years
IndicatorLatestChange12 monthsTrend
Treasury bill, 91 days12 Nov 20267.15%0.00 pp▲ 0.32 pp
Treasury bill, 182 days12 Nov 20267.35%0.00 pp▲ 0.30 pp
Treasury bill, 273 days12 Nov 20267.37%0.00 pp▲ 0.40 pp
Treasury bill, 364 days12 Nov 20267.34%0.00 pp▲ 0.47 pp
Government bond R2030 yield12 Nov 20267.87%▲ 0.04 pp▲ 0.21 pp
Government bond R209 yield12 Nov 20268.62%▲ 0.05 pp–
Bond yields, 5 to 10 years12 Nov 20268.21%▼ 0.17 pp▼ 0.53 pp
Bond yields, 10 years and longer12 Nov 20268.66%▲ 0.08 pp▼ 0.54 pp

Inflation

Twelve-month change in consumer and producer prices, published monthly. The Reserve Bank's target is 3%.

8.32%5.94%3.56%1.18%-1.20%Nov 2023Sep 2026

Consumer inflation (CPI)Producer inflation (PPI)

CPI and PPI inflation, last three years
IndicatorLatestChange12 monthsTrend
Consumer inflation (CPI)30 Sep 20264.50%▲ 0.10 pp▲ 1.10 pp
Producer inflation (PPI)30 Sep 20266.18%▲ 1.16 pp▲ 3.91 pp

Rand

Rand per unit of foreign currency: a rising line means a weaker rand. Reserve Bank rates, one observation per business day. See also our rand exchange rates page.

R17.40R16.95R16.50R16.05R15.60Nov 2025Nov 2026
Rand per US dollar, last 12 months
IndicatorLatestChange12 monthsTrend
Rand per US dollar13 Nov 2026R16.85▲ 1.29%▼ 0.99%
Rand per British pound13 Nov 2026R22.31▲ 1.08%▼ 0.23%
Rand per euro13 Nov 2026R18.65▲ 1.08%▼ 5.65%
Rand per 100 Japanese yen13 Nov 2026R10.54▲ 1.25%▼ 4.18%
Nominal effective exchange rate (index)13 Nov 202698.62▼ 1.13%▲ 1.31%

Gold

The London gold price per fine ounce (average of the morning and afternoon fixings), in rand and in US dollars.

R89,010R75,025R61,040R47,054R33,069Nov 2023Nov 2026
Gold in rand per ounce, last three years
IndicatorLatestChange12 monthsTrend
Gold, rand per ounce12 Nov 2026R65,305▼ 2.34%▼ 7.46%
Gold, US dollars per ounce12 Nov 2026$3,908▼ 3.08%▼ 5.34%

Fuel

Pump prices are set monthly by the Department of Mineral and Petroleum Resources, announced on the first Monday and effective from the first Wednesday of the month. Prices below are per litre.

In force: September 2026 (in force)

Petrol 93 (inland)R26.76
Petrol 95 (inland)R26.92
Petrol 95 (coast)R26.05
Diesel 0.05%, wholesale (inland)R29.11
Diesel 0.005%, wholesale (inland)R30.05

Expected on Wednesday 7 October 2026

A projection based on the month's data, not an official price. The Department announces the real figures on Monday 5 October.

Petrol 95 (inland)about R29.75▲ R2.83
Petrol 93 (inland)about R29.42▲ R2.66
Petrol 95 (coast)about R28.88▲ R2.83
Diesel 0.05%, wholesale (inland)about R31.72▲ R2.61

Sources: AutoTrader: petrol and diesel prices, October 2026, Department of Mineral and Petroleum Resources. Checked 29 September 2026.

Wages, power, tax

The official numbers that set your payroll, power and tax costs. These change once a year or once a month, so each one shows where it comes from.

National minimum wageR30.23per hour

From 1 March 2026, up R1.44. It applies to farm and domestic workers too; Expanded Public Works Programme workers get R16.62 an hour.

Source: SAnews

Eskom tariff increase8.76%average, direct customers

Approved by the regulator NERSA on 5 March 2026 and effective 1 April 2026 for customers supplied directly by Eskom.

Source: Eskom

Municipal electricity increase9.01%average, from 1 July 2026

Municipal bulk purchasers pass this on at the start of the municipal financial year. Your own municipality's tariff may differ.

Source: Eskom

VAT15%standard rate

Registration is compulsory once taxable turnover passes R2.3 million in 12 months, and voluntary from R120,000.

Source: Our VAT and turnover tax guide

Checked 29 September 2026.

Crypto

The twenty largest cryptocurrencies by market value, priced in rand. Volatile and largely unregulated: not investment advice. Refreshed every 15 minutes. Data: CoinGecko.

#NamePrice24h7dMarket cap7 days
1BitcoinBTCR1,154,540▼ 3.48%▼ 9.10%R23,211.9bn
2EthereumETHR32,465▼ 3.11%▼ 12.73%R3,966.6bn
3TetherUSDTR16.9300▲ 1.07%▲ 0.01%R2,975.1bn
4BNBBNBR10,651▼ 2.50%▼ 8.27%R1,400.8bn
5USDCUSDCR16.9300▲ 1.04%▼ 0.00%R1,172.0bn
6XRPXRPR17.1600▲ 0.25%▼ 13.00%R1,089.1bn
7SolanaSOLR1,341▼ 1.35%▼ 10.64%R792.2bn
8TRONTRXR5.3000▲ 0.23%▼ 1.64%R503.4bn
9Figure HelocFIGR_HELOCR16.9700▼ 4.89%▼ 3.22%R451.9bn
10HyperliquidHYPER1,226▲ 3.11%▼ 6.10%R291.2bn
11ZcashZECR15,783▼ 1.03%▼ 27.17%R268.6bn
12DogecoinDOGER1.0910▼ 0.00%▼ 9.09%R170.9bn
13MoneroXMRR8,966▼ 2.31%▼ 13.31%R168.8bn
14USDSUSDSR16.9400▲ 1.06%▼ 0.02%R144.8bn
15LEO TokenLEOR157▲ 0.97%▼ 0.73%R144.4bn
16WhiteBIT CoinWBTR1,119▼ 3.13%▼ 8.25%R132.7bn
17ChainlinkLINKR166▲ 0.40%▼ 7.68%R127.4bn
18CardanoADAR2.8800▲ 1.62%▼ 7.25%R108.0bn
19StellarXLMR2.4900▲ 3.86%▼ 3.11%R88.1bn
20Ethena USDeUSDER16.9300▲ 1.06%▲ 0.05%R83.5bn

Rates, inflation, rand and gold: South African Reserve Bank public web indicators. Fuel, wages and tariffs: the sources shown on each card. Not investment or financial advice. Putting money to work? See our Investing guides, which turn these rates into what they mean for a business owner.