Tuesday, 13 October 2026

South Africa markets

The numbers that move your business

The Reserve Bank repo rate is 7.25% and the prime lending rate is 10.75%, consumer inflation was 4.4% in August, the rand is R16.54 to the US dollar, and gold is R69,259 an ounce.

Reserve Bank data to 12 October 2026. Not a live trading screen.

Overview

Interest rates

The repo rate is set by the Reserve Bank's Monetary Policy Committee. Banks add a fixed margin to get the prime rate that most business overdrafts and loans follow. Three years shown.

12.06%10.62%9.19%7.76%6.32%Oct 2023Oct 2026

Prime rateRepo rateJIBAR 3 months

Prime, repo and JIBAR rates, last three years
IndicatorLatestChange12 monthsTrend
SARB repo rate12 Oct 20267.25%0.00 pp▲ 0.25 pp
Prime lending rate12 Oct 202610.75%0.00 pp▲ 0.25 pp
JIBAR, 3 months9 Oct 20267.25%▲ 0.02 pp▲ 0.25 pp
ZARONIA9 Oct 20267.10%0.00 pp▲ 0.24 pp
SABOR9 Oct 20267.22%▼ 0.01 pp▲ 0.24 pp

Bonds and T-bills

What the government pays to borrow. Yields move with the market and are a guide to where longer-term loan pricing is heading.

12.76%11.11%9.46%7.81%6.16%Oct 2023Oct 2026

Bonds, 10 years and longer91-day Treasury bill

Long bond yield and 91-day Treasury bill, last three years
IndicatorLatestChange12 monthsTrend
Treasury bill, 91 days9 Oct 20267.05%0.00 pp▲ 0.10 pp
Treasury bill, 182 days9 Oct 20267.49%0.00 pp▲ 0.34 pp
Treasury bill, 273 days9 Oct 20267.55%0.00 pp▲ 0.49 pp
Treasury bill, 364 days9 Oct 20267.54%0.00 pp▲ 0.58 pp
Government bond R2030 yield9 Oct 20268.19%▼ 0.04 pp▲ 0.43 pp
Government bond R209 yield9 Oct 20268.94%▼ 0.05 pp–
Bond yields, 5 to 10 years9 Oct 20268.79%▼ 0.06 pp▼ 0.27 pp
Bond yields, 10 years and longer9 Oct 20269.03%▼ 0.07 pp▼ 0.54 pp

Inflation

Twelve-month change in consumer and producer prices, published monthly. The Reserve Bank's target is 3%.

8.32%5.94%3.56%1.18%-1.20%Oct 2023Aug 2026

Consumer inflation (CPI)Producer inflation (PPI)

CPI and PPI inflation, last three years
IndicatorLatestChange12 monthsTrend
Consumer inflation (CPI)31 Aug 20264.40%▲ 0.10 pp▲ 1.10 pp
Producer inflation (PPI)31 Aug 20265.02%▼ 0.69 pp▲ 2.95 pp

Rand

Rand per unit of foreign currency: a rising line means a weaker rand. Reserve Bank rates, one observation per business day. See also our rand exchange rates page.

R17.57R17.12R16.67R16.23R15.78Oct 2025Oct 2026
Rand per US dollar, last 12 months
IndicatorLatestChange12 monthsTrend
Rand per US dollar12 Oct 2026R16.54▲ 0.06%▼ 3.96%
Rand per British pound12 Oct 2026R21.90▲ 0.04%▼ 4.41%
Rand per euro12 Oct 2026R18.51▼ 0.24%▼ 7.23%
Rand per 100 Japanese yen12 Oct 2026R10.440.00%▼ 7.45%
Nominal effective exchange rate (index)12 Oct 2026100.00▼ 0.03%▲ 3.89%

Gold

The London gold price per fine ounce (average of the morning and afternoon fixings), in rand and in US dollars.

R113,659R93,163R72,667R52,170R31,674Oct 2023Oct 2026
Gold in rand per ounce, last three years
IndicatorLatestChange12 monthsTrend
Gold, rand per ounce9 Oct 2026R69,259▲ 1.08%▲ 0.31%
Gold, US dollars per ounce9 Oct 2026$4,187▲ 1.56%▲ 3.89%

Fuel

Pump prices are set monthly by the Department of Mineral and Petroleum Resources, announced on the first Monday and effective from the first Wednesday of the month. Prices below are per litre.

In force: September 2026 (in force)

Petrol 93 (inland)R26.76
Petrol 95 (inland)R26.92
Petrol 95 (coast)R26.05
Diesel 0.05%, wholesale (inland)R29.11
Diesel 0.005%, wholesale (inland)R30.05

Expected on Wednesday 7 October 2026

A projection based on the month's data, not an official price. The Department announces the real figures on Monday 5 October.

Petrol 95 (inland)about R29.75▲ R2.83
Petrol 93 (inland)about R29.42▲ R2.66
Petrol 95 (coast)about R28.88▲ R2.83
Diesel 0.05%, wholesale (inland)about R31.72▲ R2.61

Sources: AutoTrader: petrol and diesel prices, October 2026, Department of Mineral and Petroleum Resources. Checked 29 September 2026.

Wages, power, tax

The official numbers that set your payroll, power and tax costs. These change once a year or once a month, so each one shows where it comes from.

National minimum wageR30.23per hour

From 1 March 2026, up R1.44. It applies to farm and domestic workers too; Expanded Public Works Programme workers get R16.62 an hour.

Source: SAnews

Eskom tariff increase8.76%average, direct customers

Approved by the regulator NERSA on 5 March 2026 and effective 1 April 2026 for customers supplied directly by Eskom.

Source: Eskom

Municipal electricity increase9.01%average, from 1 July 2026

Municipal bulk purchasers pass this on at the start of the municipal financial year. Your own municipality's tariff may differ.

Source: Eskom

VAT15%standard rate

Registration is compulsory once taxable turnover passes R2.3 million in 12 months, and voluntary from R120,000.

Source: Our VAT and turnover tax guide

Checked 29 September 2026.

Crypto

The twenty largest cryptocurrencies by market value, priced in rand. Volatile and largely unregulated: not investment advice. Refreshed every 15 minutes. Data: CoinGecko.

#NamePrice24h7dMarket cap7 days
1BitcoinBTCR1,377,696▼ 0.53%▼ 2.68%R27,686.7bn
2EthereumETHR41,546▼ 1.59%▼ 7.28%R5,073.8bn
3TetherUSDTR16.5200▲ 0.24%▼ 0.07%R3,042.6bn
4BNBBNBR12,303▼ 0.97%▼ 4.96%R1,638.2bn
5XRPXRPR22.5900▼ 3.25%▼ 8.70%R1,425.9bn
6USDCUSDCR16.5300▲ 0.24%▼ 0.01%R1,201.6bn
7SolanaSOLR1,783▼ 4.17%▼ 10.67%R1,050.7bn
8TRONTRXR5.4500▼ 0.44%▼ 1.74%R517.9bn
9Figure HelocFIGR_HELOCR17.5900▲ 0.00%▲ 2.99%R418.0bn
10ZcashZECR20,037▼ 9.09%▼ 9.70%R340.2bn
11HyperliquidHYPER1,364▼ 5.74%▼ 12.06%R303.4bn
12DogecoinDOGER1.4000▼ 3.27%▼ 10.88%R218.4bn
13USDSUSDSR16.5300▲ 0.23%▲ 0.02%R171.0bn
14MoneroXMRR8,785▼ 0.17%▼ 5.32%R165.3bn
15ChainlinkLINKR214▼ 3.24%▼ 6.13%R164.2bn
16WhiteBIT CoinWBTR1,353▼ 0.76%▼ 4.36%R160.8bn
17CardanoADAR3.9300▼ 6.13%▼ 11.13%R147.7bn
18LEO TokenLEOR147▲ 0.28%▲ 0.12%R135.5bn
19RainRAINR0.1649▼ 3.17%▼ 13.01%R117.0bn
20NEAR ProtocolNEARR87.9900▼ 9.10%▲ 0.49%R115.2bn

Rates, inflation, rand and gold: South African Reserve Bank public web indicators. Fuel, wages and tariffs: the sources shown on each card. Not investment or financial advice. Putting money to work? See our Investing guides, which turn these rates into what they mean for a business owner.