South Africa markets
The numbers that move your business
The Reserve Bank repo rate is 7.25% and the prime lending rate is 10.75%, consumer inflation was 4.4% in August, the rand is R16.54 to the US dollar, and gold is R69,259 an ounce.
Reserve Bank data to 12 October 2026. Not a live trading screen.
Overview
Interest rates
The repo rate is set by the Reserve Bank's Monetary Policy Committee. Banks add a fixed margin to get the prime rate that most business overdrafts and loans follow. Three years shown.
Prime rateRepo rateJIBAR 3 months
| Indicator | Latest | Change | 12 months | Trend |
|---|---|---|---|---|
| SARB repo rate12 Oct 2026 | 7.25% | 0.00 pp | ▲ 0.25 pp | |
| Prime lending rate12 Oct 2026 | 10.75% | 0.00 pp | ▲ 0.25 pp | |
| JIBAR, 3 months9 Oct 2026 | 7.25% | ▲ 0.02 pp | ▲ 0.25 pp | |
| ZARONIA9 Oct 2026 | 7.10% | 0.00 pp | ▲ 0.24 pp | |
| SABOR9 Oct 2026 | 7.22% | ▼ 0.01 pp | ▲ 0.24 pp |
Bonds and T-bills
What the government pays to borrow. Yields move with the market and are a guide to where longer-term loan pricing is heading.
Bonds, 10 years and longer91-day Treasury bill
| Indicator | Latest | Change | 12 months | Trend |
|---|---|---|---|---|
| Treasury bill, 91 days9 Oct 2026 | 7.05% | 0.00 pp | ▲ 0.10 pp | |
| Treasury bill, 182 days9 Oct 2026 | 7.49% | 0.00 pp | ▲ 0.34 pp | |
| Treasury bill, 273 days9 Oct 2026 | 7.55% | 0.00 pp | ▲ 0.49 pp | |
| Treasury bill, 364 days9 Oct 2026 | 7.54% | 0.00 pp | ▲ 0.58 pp | |
| Government bond R2030 yield9 Oct 2026 | 8.19% | ▼ 0.04 pp | ▲ 0.43 pp | |
| Government bond R209 yield9 Oct 2026 | 8.94% | ▼ 0.05 pp | – | |
| Bond yields, 5 to 10 years9 Oct 2026 | 8.79% | ▼ 0.06 pp | ▼ 0.27 pp | |
| Bond yields, 10 years and longer9 Oct 2026 | 9.03% | ▼ 0.07 pp | ▼ 0.54 pp |
Inflation
Twelve-month change in consumer and producer prices, published monthly. The Reserve Bank's target is 3%.
Consumer inflation (CPI)Producer inflation (PPI)
| Indicator | Latest | Change | 12 months | Trend |
|---|---|---|---|---|
| Consumer inflation (CPI)31 Aug 2026 | 4.40% | ▲ 0.10 pp | ▲ 1.10 pp | |
| Producer inflation (PPI)31 Aug 2026 | 5.02% | ▼ 0.69 pp | ▲ 2.95 pp |
Rand
Rand per unit of foreign currency: a rising line means a weaker rand. Reserve Bank rates, one observation per business day. See also our rand exchange rates page.
| Indicator | Latest | Change | 12 months | Trend |
|---|---|---|---|---|
| Rand per US dollar12 Oct 2026 | R16.54 | ▲ 0.06% | ▼ 3.96% | |
| Rand per British pound12 Oct 2026 | R21.90 | ▲ 0.04% | ▼ 4.41% | |
| Rand per euro12 Oct 2026 | R18.51 | ▼ 0.24% | ▼ 7.23% | |
| Rand per 100 Japanese yen12 Oct 2026 | R10.44 | 0.00% | ▼ 7.45% | |
| Nominal effective exchange rate (index)12 Oct 2026 | 100.00 | ▼ 0.03% | ▲ 3.89% |
Gold
The London gold price per fine ounce (average of the morning and afternoon fixings), in rand and in US dollars.
| Indicator | Latest | Change | 12 months | Trend |
|---|---|---|---|---|
| Gold, rand per ounce9 Oct 2026 | R69,259 | ▲ 1.08% | ▲ 0.31% | |
| Gold, US dollars per ounce9 Oct 2026 | $4,187 | ▲ 1.56% | ▲ 3.89% |
Fuel
Pump prices are set monthly by the Department of Mineral and Petroleum Resources, announced on the first Monday and effective from the first Wednesday of the month. Prices below are per litre.
In force: September 2026 (in force)
| Petrol 93 (inland) | R26.76 |
|---|---|
| Petrol 95 (inland) | R26.92 |
| Petrol 95 (coast) | R26.05 |
| Diesel 0.05%, wholesale (inland) | R29.11 |
| Diesel 0.005%, wholesale (inland) | R30.05 |
Expected on Wednesday 7 October 2026
A projection based on the month's data, not an official price. The Department announces the real figures on Monday 5 October.
| Petrol 95 (inland) | about R29.75 | ▲ R2.83 |
|---|---|---|
| Petrol 93 (inland) | about R29.42 | ▲ R2.66 |
| Petrol 95 (coast) | about R28.88 | ▲ R2.83 |
| Diesel 0.05%, wholesale (inland) | about R31.72 | ▲ R2.61 |
Sources: AutoTrader: petrol and diesel prices, October 2026, Department of Mineral and Petroleum Resources. Checked 29 September 2026.
Wages, power, tax
The official numbers that set your payroll, power and tax costs. These change once a year or once a month, so each one shows where it comes from.
From 1 March 2026, up R1.44. It applies to farm and domestic workers too; Expanded Public Works Programme workers get R16.62 an hour.
Source: SAnews
Approved by the regulator NERSA on 5 March 2026 and effective 1 April 2026 for customers supplied directly by Eskom.
Source: Eskom
Municipal bulk purchasers pass this on at the start of the municipal financial year. Your own municipality's tariff may differ.
Source: Eskom
Registration is compulsory once taxable turnover passes R2.3 million in 12 months, and voluntary from R120,000.
Source: Our VAT and turnover tax guide
Checked 29 September 2026.
Crypto
The twenty largest cryptocurrencies by market value, priced in rand. Volatile and largely unregulated: not investment advice. Refreshed every 15 minutes. Data: CoinGecko.
| # | Name | Price | 24h | 7d | Market cap | 7 days |
|---|---|---|---|---|---|---|
| 1 | BitcoinBTC | R1,377,696 | ▼ 0.53% | ▼ 2.68% | R27,686.7bn | |
| 2 | EthereumETH | R41,546 | ▼ 1.59% | ▼ 7.28% | R5,073.8bn | |
| 3 | TetherUSDT | R16.5200 | ▲ 0.24% | ▼ 0.07% | R3,042.6bn | |
| 4 | BNBBNB | R12,303 | ▼ 0.97% | ▼ 4.96% | R1,638.2bn | |
| 5 | XRPXRP | R22.5900 | ▼ 3.25% | ▼ 8.70% | R1,425.9bn | |
| 6 | USDCUSDC | R16.5300 | ▲ 0.24% | ▼ 0.01% | R1,201.6bn | |
| 7 | SolanaSOL | R1,783 | ▼ 4.17% | ▼ 10.67% | R1,050.7bn | |
| 8 | TRONTRX | R5.4500 | ▼ 0.44% | ▼ 1.74% | R517.9bn | |
| 9 | Figure HelocFIGR_HELOC | R17.5900 | ▲ 0.00% | ▲ 2.99% | R418.0bn | |
| 10 | ZcashZEC | R20,037 | ▼ 9.09% | ▼ 9.70% | R340.2bn | |
| 11 | HyperliquidHYPE | R1,364 | ▼ 5.74% | ▼ 12.06% | R303.4bn | |
| 12 | DogecoinDOGE | R1.4000 | ▼ 3.27% | ▼ 10.88% | R218.4bn | |
| 13 | USDSUSDS | R16.5300 | ▲ 0.23% | ▲ 0.02% | R171.0bn | |
| 14 | MoneroXMR | R8,785 | ▼ 0.17% | ▼ 5.32% | R165.3bn | |
| 15 | ChainlinkLINK | R214 | ▼ 3.24% | ▼ 6.13% | R164.2bn | |
| 16 | WhiteBIT CoinWBT | R1,353 | ▼ 0.76% | ▼ 4.36% | R160.8bn | |
| 17 | CardanoADA | R3.9300 | ▼ 6.13% | ▼ 11.13% | R147.7bn | |
| 18 | LEO TokenLEO | R147 | ▲ 0.28% | ▲ 0.12% | R135.5bn | |
| 19 | RainRAIN | R0.1649 | ▼ 3.17% | ▼ 13.01% | R117.0bn | |
| 20 | NEAR ProtocolNEAR | R87.9900 | ▼ 9.10% | ▲ 0.49% | R115.2bn |
Rates, inflation, rand and gold: South African Reserve Bank public web indicators. Fuel, wages and tariffs: the sources shown on each card. Not investment or financial advice. Putting money to work? See our Investing guides, which turn these rates into what they mean for a business owner.