Grant Eligibility Wizard
A step-by-step wizard matching your business to real South African government grants and development finance institutions - SEFA, IDC, NEF, NYDA and more.
Business Tools
Free calculators and generators built for South African business owners — no signup, no catch.
B-BBEE Scorecard Optimizer
Estimate your business's automatic B-BBEE contributor level and procurement recognition percentage from entity type and ownership profile.
Invoice & PO Finance Calculator
Estimate the cash you could unlock from an unpaid invoice or purchase order, the fee it costs, and what you would net after settlement.
Funding Repayment Calculator
Check basic SME funding eligibility, then estimate your monthly repayment, total interest, and total cost via standard loan amortisation.
Business Funding Cost Comparison
Compare the true total cost of capital across bank loans, alternative lenders, merchant cash advances, and invoice finance for the same amount and term.
Cash Flow & Opportunity Simulator
Model your next 12 months of cash flow and see exactly how a loan, a slow quarter, or a growth bet would play out before it happens.
Equity vs Debt: Cost of Capital Calculator
Compare the total interest cost of a business loan against the 5-year cost of selling equity, to see which route to capital actually costs less.
Break-Even & Profitability Calculator
Work out your break-even sales volume, break-even revenue, and profit margin from fixed costs, variable cost per unit, and selling price.
Business Idea Generator & Validator
A 7-step interactive wizard that guides you through sparking, structuring, and stress-testing a business idea for the South African market, ending in a downloadable PDF report.
VAT Calculator & Registration Threshold Checker
Add or remove 15% VAT on any amount, then check whether your business must register with SARS based on the R50k/R1m turnover thresholds.