Funding Repayment Calculator
Check basic SME funding eligibility, then estimate your monthly repayment, total interest, and total cost via standard loan amortisation.
Funding Repayment
Calculator
Securing the right capital is the #1 growth accelerator for South African SMEs. Check the core eligibility criteria, then estimate your monthly repayment, total interest and total repayment.
1 Eligibility Check
2 Cost Estimator
Estimate your monthly repayment using standard amortization. Rates are illustrative only — actual pricing varies by lender and risk profile.
Default 24% is an illustrative estimate for SA alternative lenders (typical range 12–48%).
Est. Monthly Repayment
R0
Illustrative estimate only — not a quote or offer.
Know Your Total Cost
This estimator uses standard monthly amortization so you can see the full picture upfront: monthly payment, total interest and total repayment.
Readiness Definition
12 months trading + R500k turnover is the "Gold Standard" for readiness. It proves stability to lenders.
Speed Advantage
By pre-calculating your affordability here, you can complete the actual application in under 5 minutes.