Funding Repayment Calculator
Check basic SME funding eligibility, then estimate your monthly repayment, total interest, and total cost via standard loan amortisation.
1 Eligibility Check
2 Cost Estimator
Estimate your monthly repayment using standard amortization. Rates are illustrative only — actual pricing varies by lender and risk profile.
Default 24% is an illustrative estimate for SA alternative lenders (typical range 12–48%).
Est. Monthly Repayment
R0
Illustrative estimate only — not a quote or offer.
Know Your Total Cost
This estimator uses standard monthly amortization so you can see the full picture upfront: monthly payment, total interest and total repayment.
Readiness Definition
12 months trading + R500k turnover is the "Gold Standard" for readiness. It proves stability to lenders.
Speed Advantage
By pre-calculating your affordability here, you can complete the actual application in under 5 minutes.